New car loans from 7.45%*p.a.
Comparison rate 7.88%^p.a.
With flexible repayments and competitive interest rates, NRMA Car Loans can help finance your dream new or used vehicle, motorcycle, motorhome or caravan.
Compare us to other lenders and you'll see just how competitive our rates and benefits really are. Plus, if you're an NRMA Member, you'll automatically receive a further 1% off your applicable loan rate!
You can get fast approval over the phone, within 5 business hours, and we also provide pre-approvals so you can negotiate terms that suit your budget, with confidence of knowing exactly how much you have to spend.
The NRMA Car Loan advantage:
Competitive low rates
Our competitive low rates - exclusively for NRMA Motoring & Services' Members - plus no-hassle application and fast turnaround times mean you could be securing your loan and upgrading to a better car a lot sooner.
5-hour pre-approvals boost your bargaining power
We can give you pre-approval on your car loan within just 5 business hours. This means you can have the funds on standby, so you'll have better bargaining power to get the best deal possible when you're shopping around.
Funds available the next day
Once we have sorted out the paperwork, your funds will be available by the next working day.
No monthly fees
There are no hidden or additional monthly account keeping fees.
Secure fixed rates
Because our rates are fixed, you'll avoid nasty surprises by always knowing how much your repayments are.
Competitive rates with terms up to 7 years
Our competitive loans also let you choose from flexible terms to help keep your repayments low and affordable.
Flexible repayment options
You can make your repayments when it suits you - fortnightly or monthly. You can also make extra repayments at any time.
*Conditions, fees and charges apply. The promotional new car loan rate is for loans greater than $15,000 for new cars only, for applicants that own a property. Member discount does not apply to the promotional new car loan interest rate. ^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488. Disclaimer: NRMA Car Loans products are provided by R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trade mark used under licence from IAG, owner of the trade mark for financial services.