Boat loans

Boat loan rates
from a low 6.99%*
(Comparison rate 7.54%^ p.a)**

NRMA offers more than just loans for cars. If you are looking to purchase a new boat the NRMA car loans can help you turn your nautical dream into a reality.

Don't forget to try out our car loans calculator to help work out your likely loan repayments.

The NRMA car loan advantage:

  • Low fixed interest rates with terms up to seven years
  • No monthly fees
  • Flexible repayment options
  • Five hour pre-approvals to boost your bargaining power
  • Funds available the next day
  • Quick, easy and friendly customer service

NRMA Members can save up to 1% off the applicable interest rate.

Turn your nautical dream into a reality

Our online application is 100% secure. 


Protection for your loan repayments


We know circumstances can change over time. Credit Protection Insurance can take care of your repayments if you are ill, in an accident or lose your job. Ask about Credit Protection Insurance when you take out your loan.

Re-finance options

Have a loan elsewhere? Ask us about our re-finance options.

Important information about the comparison rate

*Note = conditions, fees and charges apply. Rates subject to change without notice.

** NRMA member rates only. Add 1% for non-members.

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488. Disclaimer: NRMA Car Loans products are provided by RACV Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services.