Travel alert
Travel insurance
The coronavirus (COVID-19) may have impacted your travel plans. We advise anyone planning to travel to check smarttraveller.gov.au for the latest advice and updates, or to contact the travel tour provider.
Travel insurance benefits
Following is a table of the benefits and their maximum limits. Please refer to the Product Disclosure Statement (PDS) for full details.
|
Policy benefits |
International Comprehensive |
International Essentials |
Domestic Comprehensive |
Domestic Cancellation |
|
|
Prices per adult |
Prices per adult |
Prices per adult |
Prices per person |
|
|
Single trip or annual multi-trip |
Single trip |
Single trip or annual multi-trip |
Single trip |
|
1. Overseas medical and dental expensives |
$Unlimited#+ |
$10,000,000# |
|
|
|
2. Additional expenses |
$Unlimited~+ |
$10,000,000# |
$10,000 |
Cover chosen§ |
|
3. Amendment or cancellation costs |
Cover chosen§+ |
Cover chosen§ |
$Unlimited |
Cover chosen§ |
|
4. Luggage and personal effects |
$12,000* |
$3,000* |
$8,000* |
|
|
5. Travel documents |
$12,000 |
$3,000 |
- |
|
|
6. Delayed luggage allowance |
$1,000 |
$200 |
- |
|
|
7. Money |
$200 |
- |
- |
|
|
8. Rental car insurance excess |
$4,000 |
$NIL° |
$3,000 |
|
|
9. Travel delay |
$2,000 |
- |
$2,000 |
|
|
10. Resumption of journey |
$3,000 |
- |
- |
|
|
11. Special events |
$2,000 |
- |
- |
|
|
12. Hospital incidental |
$8,000 |
$1,000 |
- |
|
|
13. Hijacking |
$8,000 |
$2,000 |
- |
|
|
14. Loss of income |
$9,000^+ |
- |
$2,000^ |
|
|
15. Disability |
$25,000^+ |
- |
$10,000^ |
|
|
16. Accidental death |
$25,000^+ |
$10,000 |
$10,000^ |
|
|
17. Personal liability |
$2,500,000 |
$1,000,000 |
$5,000,000 |
|
Optional add-ons
Add even more value to your travel insurance policies. With a range of new add-ons, you can tailor your travel insurance to give you further peace of mind when planning your trip. These include:Get your family covered
Keep your family secure and covered with the NRMA’s comprehensive single or multi-trip travel insurance policies. Get full comprehensive travel Insurance for your family from just $100.*What’s covered?
Terms and conditions
# Cover will not exceed 12 months from the onset of the illness or injury.
+ Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.
~ Limits apply to subsections point 2 and 5f. See pages 50-51 of the PDS.
§ Cover chosen pages 11 of the PDS.
*Luggage Item limits apply. See page 16 of the PDS.
^The maximum liability collectively for Sections 14, 15 and 16, shall not exceed $25,000 on the International Comprehensive Plan and $10,000 on the Domestic Comprehensive Plan.
°Additional cover available. See page 17 of the PDS.
Get a quote online with NRMA Insurance to find out more.
National Roads and Motorists' Association Limited ABN 77 000 010 506 is a separate and independent company from Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. ^To get the discount, the new NRMA Travel Insurance policy must be started, completed and paid in full online. The discount will be applied to the total cost of the insurance policy purchased. This offer is only available for purchases online until sold out and when entering the promo code theNRMA5 at the time of purchase. This offer cannot be used in conjunction with any other offer or promotion. Limits, sub-limits, conditions and exclusions apply. NRMA Travel Insurance is administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Product Disclosure Statement before deciding to buy this insurance. Insurance Australia Limited (ABN 11 000 016 722, AFSL No. 227681) trading as NRMA Insurance will arrange for the issue of NRMA Travel Insurance.
All information was correct at the time of writing but may change without notice.
