Travel insurance

The coronavirus (COVID-19) may have impacted your travel plans. We advise anyone planning to travel to check smarttraveller.gov.au for the latest advice and updates, or to contact the travel tour provider.

Get your NRMA Travel Insurance policy online or by phone today and save 5%^.
Your discount will be applied after entering or quoting the promo code.

Enter promo code: theNRMA5

Travel with confidence

Quick quote

Quick and easy online quote or claim

Comprehensive cover

Medical, delays, luggage and more

Peace of mind

Travel with insurance you can trust

Travel insurance benefits

Following is a table of the benefits and their maximum limits. Please refer to the Product Disclosure Statement (PDS) for full details.

Policy benefits	International Comprehensive	International Essentials	Domestic Comprehensive	Domestic Cancellation
	Prices per adult	Prices per adult	Prices per adult	Prices per person
	Single trip or annual multi-trip	Single trip	Single trip or annual multi-trip	Single trip
1. Overseas medical and dental expensives	$Unlimited#⁺	$10,000,000#
2. Additional expenses	$Unlimited^~+	$10,000,000#	$10,000	Cover chosen^§
3. Amendment or cancellation costs	Cover chosen^§+	Cover chosen^§	$Unlimited	Cover chosen^§
4. Luggage and personal effects	$12,000*	$3,000*	$8,000*
5. Travel documents	$12,000	$3,000	-
6. Delayed luggage allowance	$1,000	$200	-
7. Money	$200	-	-
8. Rental car insurance excess	$4,000	$NIL°	$3,000
9. Travel delay	$2,000	-	$2,000
10. Resumption of journey	$3,000	-	-
11. Special events	$2,000	-	-
12. Hospital incidental	$8,000	$1,000	-
13. Hijacking	$8,000	$2,000	-
14. Loss of income	$9,000^{^+}	-	$2,000^{^}
15. Disability	$25,000^{^+}	-	$10,000^{^}
16. Accidental death	$25,000^{^+}	$10,000	$10,000^{^}
17. Personal liability	$2,500,000	$1,000,000	$5,000,000

Optional add-ons

Add even more value to your travel insurance policies. With a range of new add-ons, you can tailor your travel insurance to give you further peace of mind when planning your trip. These include:

Cruise Cover - Available on International Comprehensive and International Essentials

Premium Luggage Cover ('new for old') -;Available on International Comprehensive, International;Essentials and Domestic Comprehensive

Get your family covered

Keep your family secure and covered with the NRMA’s comprehensive single or multi-trip travel insurance policies. Get full comprehensive travel Insurance for your family from just $100.*

What’s covered?

Free coverage for dependent children up to 18 years old

Pregnancy cover for up to 24 weeks

Cover up to 100 years of age

Unlimited overseas medical expenses

Up to $12,000 luggage coverage, and up to $1,000 delayed luggage allowance

Get a quote with NRMA Travel insurance

Get a quote online

Terms and conditions

# Cover will not exceed 12 months from the onset of the illness or injury.
+ Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.
~ Limits apply to subsections point 2 and 5f. See pages 50-51 of the PDS.
§ Cover chosen pages 11 of the PDS.
*Luggage Item limits apply. See page 16 of the PDS.
^{^}The maximum liability collectively for Sections 14, 15 and 16, shall not exceed $25,000 on the International Comprehensive Plan and $10,000 on the Domestic Comprehensive Plan.
°Additional cover available. See page 17 of the PDS.

Get a quote online with NRMA Insurance to find out more.

National Roads and Motorists' Association Limited ABN 77 000 010 506 is a separate and independent company from Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. ^To get the discount, the new NRMA Travel Insurance policy must be started, completed and paid in full online. The discount will be applied to the total cost of the insurance policy purchased. This offer is only available for purchases online until sold out and when entering the promo code theNRMA5 at the time of purchase. This offer cannot be used in conjunction with any other offer or promotion. Limits, sub-limits, conditions and exclusions apply. NRMA Travel Insurance is administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Product Disclosure Statement before deciding to buy this insurance. Insurance Australia Limited (ABN 11 000 016 722, AFSL No. 227681) trading as NRMA Insurance will arrange for the issue of NRMA Travel Insurance.

All information was correct at the time of writing but may change without notice.