Business eGift card promotion terms and conditions

1. Offer valid from 1 November 2016 to 30 September 2017 (Promotional Period) to NRMA business Members who take out a new 1 year or more Membership of Passenger Vehicle Absolute, Light Commercial Vehicle Absolute or Heavy Vehicle Assist Subscription Package:

a) 1 year of Passenger Vehicle Absolute, Light Commercial Absolute or Heavy Vehicle Assist Subscription Package entitles the Member to a $50 Reward eGift Card per new Subscription package. Offer is capped at 5 new Subscriptions meaning a maximum eGift card of $250.00 will be provided per Member in the Promotional Period.
b) 2 years or more of Passenger Vehicle Absolute, Light Commercial Absolute or Heavy Vehicle Assist Subscription Package entitles the Member to a $100 Reward eGift Card per new Subscription package. Offer is capped at 5 new Subscriptions meaning a maximum eGift card of $500.00 will be provided per Member in the Promotional Period.

2. Cost of Subscription Package:
a) Passenger Vehicle Absolute is $189 per Subscription Package per year (+$89 annual Membership fee).
b) Light Commercial Absolute is $389.00 per Subscription Package per year (+$89 annual Membership fee).
c) Heavy Vehicle Assist is $349.00 per Subscription Package per year (+$89 annual Membership fee).

3. Exclusions: To be eligible to receive an eGift Card you must be a new Member to NRMA business taking out a new Passenger Absolute, Light Commercial Absolute or Heavy Vehicle Assist Subscription Package AND:
a) Must not be a current NRMA Member OR
b) Must not be an existing NRMA Member who wishes to add an additional vehicle or new subscription package to their current Membership
c) Payment of Membership must be made at time of joining or within the Promotional Period
d) Limited to one Reward eGift Card voucher per new Subscription Package up to 5 new Subscriptions.
e) eGift Card will be emailed to the account holders email provided at time of joining.
f) NOT available to Members renewing, upgrading, downgrading or replacing vehicles in their Subscription Package.

4. Other conditions: This offer is NOT available to:
a. "Join and Go" Members. If a customer requires Roadside Assistance immediately (or within 48 hours), they will not be eligible for the offer
b. Not available with any other offers
c. Note: Current NRMA Members renewing, upgrading or downgrading their Subscription Package are not entitled to this offer
d. In the case of a joint membership the primary NRMA account holder will receive the Reward eGift Card

e. Free2Go Members
f. NRMA Members renewing, upgrading or downgrading their Subscription Package
g. Subscription Package add-ons
h. Current Members who cancel their Membership and re-join within the promotional period
i. NRMA Personal Roadside Assistance Members.

5. Offer Activation

a) All eligible Members will receive an email within 1 to 3 working days from Edge Loyalty (3rd Party contracted by the NRMA to fulfil the eGift Card). This email will contain a unique code required by you (the Member) to register the eGift Card. The unique code is valid for 60 days from date of issued. If the code is not used within the timeline, the eGift Card will be void.

b) You will need to complete the online registration process. Once the registered step is completed by the Member, you will receive another email within 2 to 5 working days from Edge Loyalty. This email will contain their 'reward code' required by the Member to activate their eGift Card. You are entitled to choose between 1 of 4 eGift Cards listed in (g) below. The value of the eGift Card will be $50 or $100 per subscription depending on whether one year or multiply years of subscription are purchased. One card per subscription. Once the selection is entered using the 'reward code', the Members choice of eGift Card will be emailed immediately based on eligible value. The reward code is valid for 60 days from date of issue. If the code is not used within the timeline, the eGift Card will be void.

c) Issue of the eGift Card timelines are based after the Member has activated their code and not from the time of Membership sign-up.

d) Once the type eGift Card is selected, this cannot be changed for another type of eGift Card on the list.

e) The eGift Card will be issued to the email address provided at time of Membership activation.

f) Edge Loyalty Systems Pty Ltd is the issuer of the eGift Card but is not the promoter of the offer and is therefore not responsible for the products or services under the offer or the fulfilment of the offer terms. Each of the retailers are responsible for the fulfilment of the terms and conditions of the eGift Card. Based on the type of eGift Card selected, individual terms and conditions apply. Refer to detailed terms and conditions for each retailer outlined on pages 4 to 15 below.

g) All eGift Cards are valid for 6 months from the date of issue and are redeemable at participating stores only. Participating stores include:

1. Myer
2. JB Hi Fi (2 years)
3. Caltex Woolworths
4. Woolworth WISH Card

This card is accepted at:
• Woolworths Supermarket
• Big W
• Participating Caltex Woolworths stores
• BWS, Dan Murphy's and Cellarmasters, Woolworths Liquor
• Thomas Dux Grocer
Please check with each individual retailer for participating stores.

h) All eGift Cards can be used instore or online at the respective participating retailer. Based on the choice of eGift Card selected, individual terms and conditions apply. Refer to detailed terms and conditions outlined on page 4 to 15 below.

i) All eGift Cards are not reloadable or redeemable for cash. NRMA will not replace lost, stolen or deleted eGift Cards.

j) For all eGift Card usage enquiries including activation, contact the Edge Loyalty Team via the contact information provided on the email.

k) Where there are eligible joint Members (as the case may be) they will be treated as one customer with respect to the offer. Not to be used in conjunction with any other offer.

l) General NRMA business Terms and Conditions apply. Visit www.mynrma.com.au/general-conditions and view document business Membership Entitlements – August 2016 for details.

JB Hi-Fi Terms and Conditions

1. Gift Cards entitle the holder to goods/services equal to the value stated on the card or remaining after partial redemption.

2. Gift Cards only redeemable within any JB Hi-Fi Store in Australia and online retail stores (including JB Hi-Fi NOW) but are not redeemable for JB Hi-Fi Direct Import goods or goods purchased from JB Hi-Fi Commercial (including goods purchased from JB Hi-Fi Commercial websites).

3. Gift Cards may not be exchanged (wholly or partly) for cash.

4. The value shown on this card includes GST.

5. Gift Cards are partially redeemable and any unused balance will remain on the Card and cannot be redeemed for cash.

6. If the Card holder's order exceeds the amount of the Gift Card, the Card holder will be required to pay for the difference in price between the value of the Gift Card and the retail price of the goods or services.

7. Gift Cards expire 6 months from the date of issue. This expiry date overwrites the retailer terms and conditions as the Gift Card is provided by Edge Loyalty, and subject to their terms and conditions.

8. Should JB Hi-Fi suspect any fraud relating to a Gift Card, JB Hi-Fi may refuse to redeem the Card until JB Hi-Fi is satisfied that no fraud has occurred.

9. JB Hi-Fi is not liable for any lost/stolen Gift Cards. Please contact a JB Hi-Fi store immediately if your Card has been lost/stolen. Lost/stolen Cards can only be replaced if satisfactory proof of purchase is provided and the Card has not been redeemed.

Myer Terms and Conditions

GIFT CARD TERMS AND CONDITIONS
MYER GIFT CARD TERMS OF USE

1. Introduction

These Terms and Conditions of Use apply to all Gift Cards issued by Myer Pty Ltd ABN 83 004 143 239 after 01 February 2012.
YOUR PURCHASE, REDEMPTION OR ATTEMPTED REDEMPTION OF A GIFT CARD CONSTITUTES YOUR ACCEPTANCE TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE AND AGREEMENT TO THE PRIVACY POLICY AND SECURITY NOTICE (SEE PARAGRAPH 8).

This document contains the full set of terms and conditions governing your use of the Gift Card. We recommend that you read this document carefully before using the Gift Card. If you have any complaints, questions or would like more information about your Gift Card, please call 1300 398 226, visit the website www.myer.com.au/giftcards or see in-store.

Expiry: Myer Gift Cards expires 6 months from the date of issue. This expiry date overwrites the retailer terms and conditions as the Gift Card is provided by Edge Loyalty, and subject to their terms and conditions.

2. Definitions

"Access CODE" means the 4-digit Access CODE printed on the back of the Gift Card.

"Myer" means Myer Pty Ltd ABN 83 004 143 239 of 800 Collins Street, Docklands, Victoria 3008.

"Gift Card" means the gift card that you have purchased or received, such as one of the following: Myer Gift Card, Myer Returns Card, Myer eGift Card and MYER one Gift Card.

"Myer Returns Card" means the Gift Card of that name issued to you as tender in a return transaction.

"Remaining Gift Card Value" means, at any time, that portion of the initial value loaded onto your Gift Card which is unspent which and can be accessed by using the Gift Card in accordance with these Terms of Use.

A reference to "we" or "us" is a reference to Myer Pty Ltd.

A reference to "you" or "your" is a reference to the person who is in possession of the Gift Card at the relevant time for the purposes of these Terms of Use and Conditions, or who authorises another person to do something with or to the Gift Card on their behalf.

1. Gift Card Redemption & Exclusions
1.1 Redemption


Except for the exclusions listed in paragraph 1.2 (Exclusions) below, once loaded with value your Gift Card may be redeemed for purchases at all Myer stores and online.

1.2 Exclusions

The following are the exclusions applicable to the redemption of your Gift Card:

a. all purchasers made via phone, facsimil or email (including Myer Hampers and myfind.com);

b. bill payments, including credit card accounts, and store accounts (e.g. a Myer Card or a Myer Visa Card account);

c. Gift Cards cannot be used to purchase Gift Cards or other tender;

d. the goods and services sold by some of our sub-tenants and licensees, including Brunetti, Eating In Italy, Gloria Jeans Coffees, Hudson's Coffee, Laubman and Pank, BCI clinics, Nespresso Boutique, Pixifoto, Portrait Place, Santas Photo Factory and Zumay Hair Salon . This list may change from time to time and is available by request or online at www.myer.com.au/giftcards.

You agree that you will not use your Gift Card to purchase goods or services that a retailer is not permitted to supply to you (for example, a retailer cannot by law sell alcohol to you if you are under 18 years of age).

2. How to load value onto your Gift Card
2.1 In store Gift Card purchases
Present the Gift Card to our point of sale operator. Check that the Gift Card has not been removed from the cardboard carrier and that the scratch panel on the back of the Gift Card has not been tampered with or removed. If it has been tampered with or removed, give the Gift Card to our point of sale operator to be destroyed and select a new one.

Nominate the value you wish to be loaded on the Gift Card. A minimum of $5.00 and a maximum of $500.00 can be loaded on each Gift Card.

2.2 Online Gift Card purchases

Gift Cards that are purchased from Myer Gifts Online are pre-loaded and activated in accordance with our Myer Retail Gift Cards Online Terms and Conditions (see www.myer.com.au/giftcards).

2.3 Corporate Gift Card purchases

Gift Cards for corporate customers that are purchased directly from Myer Corporate Sales are pre-loaded and activated in bulk in accordance with our Myer Corporate Gift Cards Ordering Terms & Conditions (see www.myer.com.au/corporategiftcards).

2.4 All Gift Cards

Pay for your Gift Card value with the tender of your choice (other than a Gift Card). The transaction will be completed when the Gift Card is activated and loaded with value.

There may be a delay with the Gift Card activating in the system once loaded. During this delay, the Gift Card cannot be used for purchases or transaction enquiries.

Except if expressly stated by us in the case of special promotions, you will not be awarded any MYER one Shopping Credits when you purchase a Gift Card.

3. Using your Gift Card
3.1 Making a purchase with your Gift Card


Present your Gift Card at the point of sale at a Myer store with the merchandise that you wish to purchase using that Gift Card or entering the Gift Card number and Access CODE at check-out for online purchases. Our point of sale operator will instruct you to swipe or scan your Gift Card in the pin pad and then enter the Access CODE into the pin pad. The transaction will be completed when the balance has reduced on your Gift Card.

No change will be given for any Remaining Gift Card Value. The Remaining Gift Card Value may be used in whole or part against future purchases until the Gift Card expires.

You agree that we can reduce the Remaining Gift Card Value by the value of all purchases of goods and services that are authorised by you. Transactions are authorised by you by:

a. swiping or scanning your Gift Card and entering your Access CODE, or allowing an operator or other person to do so, at the point of sale; or

b. giving us details of the Gift Card and authorising the transaction in some other way approved by us or

c. entering the Gift Card number and Access CODE at check-out for online purchases.

When you authorise a transaction:

a. you are confirming that the transaction correctly represents the purchase price of the goods or services obtained; and

b. you are agreeing to pay the amount of that transaction by the reduction of the Remaining Gift Card Value.

3.2 Purchases exceeding the Remaining Gift Card Value

Your Gift Card may only be used to make purchases up to the initial Gift Card value or the Remaining Gift Card Value. If you wish to make a purchase for an amount that exceeds the Gift Card value or the Remaining Gift Card Value, you must pay the excess using another payment method.

3.3 Exchanging items purchased with a Gift Card

Goods that are purchased solely, or in part with a Gift Card may be exchanged or returned subject to Myer's exchange and returns policy.

Our exchange and returns policy includes the right for us to issue a returns card such as the Myer Returns Card instead of other tender, cash, Gift Cards or discount.

3.4 Issue with goods or services purchased with a Gift Card

If you have an issue with any goods or services that you purchased with a Gift Card you should contact the Myer store where the purchase was made.

3.5 No cash advances

Gift Cards are not legal tender, account cards, credit or debit cards or securities. You cannot obtain any cash advance with your Gift Card, redeem your Gift Card for cash or receive any portion of the Remaining Gift Card Value in cash.

3.6 Checking your Gift Card balance, expiry date and transaction history

You will not be sent statements of transactions on a Gift Card. You can check your Gift Card balance and expiry date at any time in-store at the service desk, or by calling 1300 398 226 or visiting www.myer.com.au/giftcards. For balance enquiries by phone or online, you will be required to enter both the Gift Card number (17 digit number) and Access CODE on your Gift Card prior to getting access to the Gift Card information.

3.7 Can I exchange my Gift Card?

You cannot exchange your Gift Card for a different denomination or type of Gift Card or for another tender, cash or discount.

3.8 Can I purchase a gift card using a gift card?

Gift Cards cannot be used to purchase another gift card, Recharge Vouchers or Mobile Plans. This includes Myer Returns Card.

3.9 Can I purchase a gift card using a temporary Myer Card or Temporary Myer Visa Card or by Cheque?

Gift cards cannot be purchased using a Temporary Myer Card, Temporary Myer Visa Card or by cheque.

3.10 Destruction of Gift Card with no value

All Gift Cards remain the property of Myer. If the Remaining Gift Card Value is zero your Gift Card cannot be reloaded. Our point of sale operator may destroy your expended Gift Card or you must destroy it by cutting it in half diagonally.

4. Expiry, cancellation and re-issue of Gift Cards
4.1 Expiry of Gift Cards


Except for the Myer Returns Card, your Gift Card will be valid for use for two years from the date of issue (or as otherwise extended by us) after such time it will be invalid. You should use all of the Remaining Gift Card Value before the expiry date, after the expiry date unused value will become the property of Myer.

4.2 Expiry of Myer Returns Card

Your Myer Returns Card will be valid for use for 1 year from the date of issue (or as otherwise extended by us) after such time it will be invalid. You should use all of the Remaining Gift Card Value before the expiry date, after the expiry date unused value will become the property of Myer.

4.3 Cancellation and voiding of Gift Cards

a. Gift Cards cannot be cancelled once they are issued except if voided by Myer, if their value is used or if they expire.
b. We reserve the right to void any Gift Card that appears to have been defaced, mutilated, altered or tampered with in any way and Myer may subject Gift Cards to a verification process.
c. We reserve the right to cancel any Gift Card, or the Gift Card program, for any reason at any time without notice. In such instances (except those set out in paragraph b) we will elect to provide a refund or a replacement Gift Card.
d. We reserve the right to correct the balance of your Gift Card if we believe that a clerical or accounting error has occurred.

4.4 Re-issue of faulty or damaged Gift Cards

A re-issue of faulty or damaged Gift Cards is not available unless the fault or damage to the Gift Card is proven to be a result of the production process or otherwise due to the fault of us or our agents or contractors.

5. Lost or stolen Gift Cards

Treat your Gift Card like cash. Lost or stolen Gift Cards will not be replaced or refunded. The bearer of the Gift Card will be taken to be the owner of the Gift Card.

6. Your Gift Card, your responsibility

You are responsible for the use and safety of your Gift Card. You are liable for all transactions on your Gift Card, except to the extent to which there has been fraud or negligence by us.

7. Changes to Terms and Conditions of Use

We reserve the right to change any of the terms contained in these Terms and Conditions of Use at any time where the change is required for any reason and agree to provide you with at least 30 days notice of such changes. We will give you notice by posting the changes on www.myer.com.au/giftcards. If you write to Myer within the notice period and do not accept the changes we may cancel your Gift Card and refund any Remaining Gift Card Value to you.

8. Privacy and confidentiality

Our Privacy and Security Notice explains how we handle the personal information that we may collect from you with respect to Gift Cards. If you do not have a copy and are unable to access the notice online (at www.myer.com.au/giftcards), please call 1300 398 226 for a copy.

A copy of the Myer Pty Ltd Privacy Policy is available at www.myer.com.au

It is important that you read and understand both the Privacy and Security Notice and the Privacy Policy.

9. Errors and complaints

If you have reason to believe that an error has occurred in relation to your Gift Card, you should call 1300 398 226.

10. Limitation of liability

You have certain rights under the Australian consumer legislation which cannot be excluded and are not affected by these terms and conditions. Except for those statutory rights, any conditions implied by any other laws are excluded from these Terms and Conditions of use. To the maximum extent permitted by law, we will not be liable to you for any loss or damage (whether direct, indirect or consequential) howsoever caused, nor will we be in default under these Terms and Conditions of Use, for failure to observe or perform any of our obligations under these Terms of Use for any reason or cause except if caused by our gross negligence. To the extent permitted by law, if we are liable to you, our maximum aggregate liability to you is limited to the Remaining Gift Card Value on your Gift Card.

11. Applicable law

These Terms and Conditions of Use are to be construed and enforced in accordance with the laws of Victoria, Australia. Any dispute in connection with a Gift Card is exclusively subject to the jurisdiction of the courts of Victoria, Australia (including the Federal Court of Australia, Victoria Registry).

Version: May 2016

WISH GIFT CARD TERMS AND CONDITIONS

Date: June 2014. Product Issuer: Woolworths Limited ABN 88 000 014 675 1 Woolworths Way Bella Vista NSW 2153 everydaygiftcards.com.au
TERMS AND CONDITIONS: 1. Definitions In the terms and conditions:
"activate" means the initial loading of value onto a WISH Gift Card. "Card Balance" means the unspent value of a WISH Gift Card. "Card Number" means the 19-digit number that appears on the back of a WISH Gift Card.
"Delayed Delivery" means the eGift Card will be delivered to the Recipient at a pre-selected date after the date of purchase, chosen by the purchaser at the time of purchasing the eGift Card.
"Dispatch Date" means the date the eGift Card was emailed to the Recipient of the eGift Card.
"eGift Card" means a WISH Gift Card issued in 'electronic' form as described in these terms and conditions. "Expiry Date" means the date, being twelve (12) months from the date of purchase of the WISH Gift Card or twelve (12) months from the Dispatch Date of the eGift Card, after which any remaining funds on a WISH Gift Card or eGift Card will not be available for redemption.
"Online eGift Card Number" means the 19-digit number that appears on the eGift Card. "Physical Gift Card" means a WISH Gift Card issued in conventional plastic card form.
"PIN" means the 4-digit number on the back of a WISH Gift Card or the 4-digit number that appears on the eGift Card which is required to make a transaction or transaction enquiry.
"Recipient" means the person who receives the WISH Gift Card or eGift Card as the case may be (and for the avoidance of doubt may be the same as the purchaser).
"Redeem" means to reduce the value loaded on your WISH Gift Card or eGift Card by using the WISH Gift Card or eGift Card to purchase goods or services. "Website" means everydaygiftcards.com.au, WISHgiftcard.com.au or essentialscard.com.au "WISH Gift Card" means a
 WISH Gift Card,
 Woolworths Supermarket Gift Card,
 BIG W Gift Card,
 CALTEX WOOLWORTHS co-branded Petrol Gift Card,
 BWS Gift Card,
 Dan Murphy's Gift Card,
 Thomas Dux Grocer Gift Card,
 Woolworths Liquor Gift Card,
Cellarmasters Gift Card Gift

issued by us either as a Physical Gift Card or eGift Card.
"WISH Gift Card Participating Store" means one of the stores listed on the Website (everydaygiftcards.com.au) as a store which accepts payment using the WISH Gift Card, as amended from time to time. A reference to "we", "us" or "our" is a reference to Woolworths Limited. A reference to "you" or "your" is a reference to the person who is taken to agree to these terms and conditions under Clause 2.

2. Agreeing to the terms and conditions
2.1 These terms and conditions apply to each WISH Gift Card.
2.2 You agree to be bound by these terms and conditions by purchasing, activating, using, or attempting to use a WISH Gift Card, or by making a transaction enquiry or exercising any right to Redeem value loaded on a WISH Gift Card.
2.3 By purchasing, activating, using or attempting to use a WISH Gift Card, or by making a transaction enquiry or exercising any right to Redeem value loaded on a WISH Gift Card, you warrant to us that you will comply with these terms and conditions and all applicable laws and that the WISH Gift Card will not be used in any manner that is unlawful, misleading, deceptive, unfair or otherwise harmful to consumers.
2.4 If you are giving a WISH Gift Card to another person, you should ensure that he or she is aware of the terms and conditions that apply to the WISH Gift Card and the relevant Expiry Date of the WISH Gift Card.

3. Purchasing a WISH Gift Card
3.1 Physical Gift Cards can be purchased online at the Website (everydaygiftcards.com.au) or from any WISH Gift Card Participating Store, except at designated CALTEX WOOLWORTHS co-branded outlets and Dick Smith stores. For more information visit the Website (everydaygiftcards.com.au).
3.2 eGift Cards can only be purchased online at the Website (everydaygiftcards.com.au).
3.3 When purchasing Physical Gift Cards at any WISH Gift Card Participating Store, payment can be made via cash, EFTPOS or credit card.
3.4 When purchasing Physical Gift Cards or eGift Cards online, payment can be made using a credit card, via EFT direct deposit or cheque.
Payment is required prior to the WISH Gift Card being dispatched.

4. Personalising an eGift Card
4.1 By ordering an eGift Card with wording or an image, you declare you have read and have accepted the Content Policy.
4.2 There is no cost to you to personalise an eGift Card.
4.3 In order to personalise the eGift Card, the procedures set out in the Website (everydaygiftcards.com.au) when ordering an eGift Card must be followed. You have the choice to
(i) provide a personal message, and/or
(ii) upload your own photo or image onto the eGift Card.
4.4 You warrant that you will only submit a photo that you own copyright in, have the copyright owner's permission to produce (permission may be given by a parent or guardian on behalf of a minor) or does not infringe any third party's personal or intellectual property rights.
4.5 If we find inappropriate, offensive or otherwise objectionable messages or images, we reserve the right to remove the offending message and/or image and apply a default WISH Gift Card message and/or image to the eGift Card. Offending material includes but is not limited to:
 Patently offensive material that promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;
 Copyrighted or trademarked material not owned by you;
 Abusive, threatening, obscene, defamatory or libellous statements and/or imagery;
 Political or religious imagery which is offensive to cultural values;
 Pornographic or sexually explicit material of any kind;
 Advertising or promotional materials or branded products.

4.6 We shall not be obliged to justify our decision, when denying any photo, image or wording personalisation of an eGift Card in accordance with Clause 4.5.
4.7 You can use a company logo for an eGift Card(s) if you are the holder of the intellectual property rights of the company logo.
4.8 By submitting a photo or image for personalisation of the eGift Card, you grant us and our subcontractors a royalty free, unrestricted right to use or reproduce such photo or images for the purposes of the production of the eGift Card.
4.9 Variations in colour and quality of the photo or image on the eGift Card provided may occur in the finished product. You acknowledge that the finished photo or image is dependent on the quality of the photo or image submitted.

5. Loading value to a WISH Gift Card
5.1 A minimum of $10 and a maximum of $500 can be loaded on each Physical Gift Card in a WISH Gift Card Participating Store at the point of sale via cash, EFTPOS or credit card.
5.2 A minimum of $5 and a maximum of $500 can be loaded on a Physical Gift Card or eGift Card online at the Website (everydaygiftcards.com.au) via credit card, via EFT direct deposit or cheque at the time of purchase.
5.3 At our absolute discretion, we may change the minimum and maximum amounts that can be loaded on WISH Gift Cards. If we decide to do this, we will publish details on the Website.
5.4 Value loaded onto a WISH Gift Card at point of sale or otherwise is not a qualifying amount for the purposes of any offer from time to time of a discount on fuel purchases. For full details of any current fuel discount offer see woolworthspetrol.com.au/fueloffer.
5.5 Value loaded onto a WISH Gift Card at point of sale or otherwise is not a qualifying amount for the purposes of any Qantas Frequent Flyer points offered through the Woolworths Everyday Rewards Program. See everydayrewards.com.au for full details of the Everyday Rewards program. 5.6 There may be a delay between when you pay for a WISH Gift Card in a WISH Gift Card Participating Store and when the WISH Gift Card is activated by our point of sale system. During the period of delay, the WISH Gift Card cannot be used to make purchases or transaction enquiries.
5.7 Your WISH Gift Card is valid for use until the Expiry Date, being 12 months from the date when value was loaded onto the WISH Gift Card. For example, if you purchased your WISH Gift Card from a WISH Gift Card Participating Store and had value loaded onto it at the point of sale, then the Expiry Date will be 12 months from the date of purchase of the WISH Gift Card. However, if the WISH Gift Card was purchased or had value loaded onto it online, the Expiry Date will be 12 months from the date when value was loaded onto it online. Any unspent value cannot be used or Redeemed after that date.
5.8 Your eGift Card is valid for use until the Expiry Date, being 6 months from the date the eGift Card was dispatched to the Recipient. For example, if you purchased your eGift Card and it was dispatched on the same day, the Expiry Date will be 6 months from the date of purchase. However, if your eGift Card was purchased with a Delayed Delivery date specified, the Expiry Date will be 6 months from the Delayed Delivery date.
Gift Cards expires 6 months from the date of issue. This expiry date overwrites the retailer terms and conditions as the Gift Card is provided by Edge Loyalty, and subject to their terms and conditions.

6. Redeeming your WISH Gift Card or eGift Card
6.1 Your WISH Gift Card can be redeemed for goods and services from WISH Gift Card Participating Stores up to the value loaded onto your WISH Gift Card. Value redeemed is deducted from the Card Balance.
6.2 WISH Gift Cards can be used for online purchases at:
 Woolworths online woolworths.com.au (excludes online photo processing)
 Dan Murphy's online danmurphys.com.au
 Cellarmasters cellarmasters.com.au
 Masters Home Improvement masters.com.au

6.3 WISH Gift Cards and eGift Cards can be used for phone purchases at
 Cellarmasters (1800 500 260). For Physical Gift Card orders you must provide your Card Number and PIN. For eGift Card orders you must provide your Online eGift Card Number and PIN.

6.4 WISH Gift Cards cannot be used at stand alone photo kiosks, DVD vending machines and mobile EFTPOS terminals. 6.5 WISH Gift Cards cannot be refunded or used to obtain cash. You cannot use your WISH Gift Card to make a credit card payment, to load a Woolworths Everyday Money Prepaid MasterCard®, Woolworths Everyday Money Reloadable Prepaid MasterCard or other transaction account deposits. Resale of WISH Gift Cards is strictly prohibited, except with our prior written consent. If approved, WISH Gift Cards cannot be resold for more than the original purchase price. WISH Gift Cards that are resold in breach of this Clause
6.5 will be invalid with the result that purchasers of those cards will not be able to use or Redeem unspent value on their WISH Gift Cards.
6.6 Your use of the WISH Gift Card at a WISH Gift Card Participating Store is subject at all times to the policies (and, where applicable, other terms and conditions) of that WISH Gift Card Participating Store regarding the goods and services made available by it. For example, if you are under the age of 16, your WISH Gift Card cannot be redeemed for products such as knives or, if you are under 15, a WISH Gift Card Participating Store may not supply you with video games or other material classified as MA15+.
6.7 Where the price of the goods or services being purchased with the WISH Gift Card exceeds the Card Balance, you must pay the amount exceeding the Card Balance by an alternative payment method at the discretion of the relevant WISH Gift Card Participating Store.
6.8 Once your WISH Gift Card has expired any unspent value cannot be used or redeemed by you. 6.9 Once your WISH Gift Card has reached a nil balance it cannot be re-activated.
6.10 The redemption of WISH Gift Cards is restricted to the purchase of standard retail quantities of goods.

7. No recharging of the WISH Gift Card 7.1 After a WISH Gift Card has been activated; you cannot subsequently add value to it.

8. Transaction enquiries
8.1 You can check your WISH Gift Card(s) Expiry Date, transaction history and Card Balance by: (a) Visiting the Website (everydaygiftcards.com.au); (b) Calling 1300 665 249; or
(c) Asking a staff member at any Woolworths Supermarket or BIG W store to assist you (not available for eGift Cards)
8.2 To make a balance enquiry on your Physical Gift Card as set out in Clause 8.1, you must enter your Card Number and PIN.
8.3 To make a balance enquiry on your eGift Card as set out in Clause 8.1, you must enter your Online eGift Card Number and PIN.

9. Lost or Stolen WISH Gift Cards
9.1 You must treat your WISH Gift Card like cash. If your WISH Gift Card is damaged, lost or stolen, please contact the store of purchase or the person or organisation that gave you the WISH Gift Card. If your eGift Card is lost, deleted, damaged or stolen please email us using the Contact Us section of the Website (everydaygiftcards.com.au). However, we have no obligation to replace or refund value for lost, stolen, damaged or deleted WISH Gift Cards or eGift Cards except where we have breached any condition or warranty implied under consumer protection legislation that cannot be excluded in these terms and conditions (for example warranties as to the exercise of due care and skill in providing services and as to fitness for purpose of materials we provide).
9.2 We reserve the right to place a stop on your WISH Gift Card if: (a) You report that your WISH Gift Card has been lost, stolen, damaged or deleted;
(b) We believe (or reasonably suspect) that you have used (or will use) your WISH Gift Card contrary to these terms and conditions; or
(c) We have identified an error in regards to the available balance on your Card.

10. Liability
10.1 You are responsible for the use and safety of your WISH Gift Card, and are liable for all transactions made on your WISH Gift Card.
10.2 Subject at all times to the exceptions in Clause
10.3:
(a) we are not liable to you for any loss or damage (whether direct, indirect, consequential or special) either in negligence, other tort, breach of contract, breach of warranty or for any other reason or cause whatsoever, arising out of or in connection with a WISH Gift Card, these terms and conditions or your use of the Website, including any loss or corruption of data, interference with or damage to your computer or any interruption, delay or failure in the Website; and
(b) you agree to indemnify us against any claim, damages or expenses we suffer in connection with the use of your photo, including any infringement of another person's intellectual property rights or unauthorised use of any image of any other person. 10.3 The exclusion of our liability and indemnity in Clause 10.2 only applies to the extent permitted by law. Where consumer protection legislation implies any condition or warranty that cannot be excluded in these terms and conditions, we limit our liability for breach of any such implied conditions or warranties to re-supply of the services (or costs thereof). Any liability we have to you will be reduced by the extent (if any) to which you caused or contributed to the loss or damage. This Clause 10 will apply even after this agreement has ended.

11. Relationship with Woolworths Limited
11.1 WISH Gift Cards may be used as personal or business gifts, but must not be used in connection with any marketing, advertising or other promotional activities (including without limitation in websites, internet advertisements, email, telemarketing, direct mail, newspaper and magazine advertisements, and radio and television broadcasts) unless you obtain our prior written approval. WISH Gift Cards that are used in marketing, advertising or other promotional activities in breach of this Clause 11.1 will be invalid with the result that Recipients of those cards will not be able to use or Redeem unspent value on their WISH Gift Cards.
11.2 Use of our name or brands, or any names, logos or get-up of WISH Gift Cards (other than in connection with the purchase or use of WISH Gift Cards), is strictly prohibited.
11.3 You must not use a WISH Gift Card in any manner that states or implies that any person, website, business or product or service is endorsed or sponsored by or otherwise affiliated with us or any of our subsidiaries or affiliates.

12. Errors and complaints
12.1 If you have questions or if you wish to make a complaint about your Physical Gift Card, please visit or contact the relevant WISH Gift Card Participating Store or email us using the Contact Us section of the Website (everydaygiftcards.com.au).
12.2 If you have questions or if you wish to make a complaint about your eGift Card, please email us using the Contact Us section of the Website (everydaygiftcards.com.au).