Car insurance and rego

rear-white-car

My NRMA members with
roadside assistance could
save on car insurance

All about vehicle registration and insurance

All motor vehicles that use public roads must be registered and insured at least annually.

Green slip

Before engaging the RMS in the registration process, you need to obtain a compulsory third party (CTP) green slip from an insurer. To obtain the best price for a green slip visit the State Insurance Regulatory Authority (SIRA).

eSafety check (pink slip)

Generally, vehicles more than five years old are required by the RMS to pass an eSafety check – also referred to as a pink slip, or rego check – before you can renew your registration. To know for sure, check your registration renewal notice, it will state it there. An eSafety check costs $42 (for light vehicles) and are only required in NSW.

Car insurance

If you want more insurance than the compulsory, NRMA third party fire and theft car insurance covers your car if it’s stolen or catches fire, and covers other people’s cars and property if you cause an accident. There's also comprehensive and third party property damage insurance options.

Blue slip

If a vehicle has not been registered for more than three months, you must pass a more comprehensive blue slip safety check before the registration process can continue. 

For more information contact the RMS on 132 213 or find your nearest authorised unregistered vehicle inspection station (AUVIS).

Transferring registration

If you've just purchased a used vehicle in NSW, you’ll need to transfer the registration into your name within 14 days from the date of purchase to avoid any penalties. Your transfer fee is assessed by the market value or selling price, whichever is the higher. 

You can transfer your rego online, as long as the previous owner has submitted their notice of disposal within 14 days of sale.

Transfer online

NRMA Insurance discounts

Your roadside assistance counts towards an NRMA Insurance Multi-Product Discount, and for some members could count towards an NRMA Insurance Relationship Discount in NSW and ACT.*

From 21 April 2024, a My NRMA membership without roadside assistance will no longer count towards an NRMA Insurance Multi-Product Discount.*

To determine the level of discount available to you, refer to the Premium, Excess & Discounts Guide for detailed information.*

*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL), trading as NRMA Insurance which is separate and independent from National Roads and Motorists’ Association. National Roads and Motorists’ Association Limited ABN 77 000 010 506 (NRMA), trading as NRMA, is an authorised representative of IAL. Please refer to the Financial Services Guide (FSG) for further information. The “NRMA” provides roadside assistance, “My NRMA”, membership the “My NRMA app” and other services. To see if a product is right for you, always consider the Product Disclosure Statement. Learn more about NRMA Insurance customer discounts. The NRMA handles your personal information according to its privacy policy, available at www.mynrma.com.au/privacy-policy.

Terms and conditions apply. Your roadside assistance or My NRMA membership could count towards an NRMA Insurance Relationship Discount if you held a longer Years of Relationship under the previous Loyalty Discount as at 20 April 2024. That longer Years of Relationship may be included in the Relationship Discount calculation for such period that the NRMA insurance relationship is maintained. You should refer to the Premium, Excess & Discounts Guide to determine the level of discount available to you. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When IAL determines your premium on renewal, IAL may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with IAL longer if a minimum premium is reached, or IAL has limited increases or decreases in your premium.