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NRMA Car Loans

Call NRMA Car Loans on 1300 732 398

Looking for a car loan with a low competitive rate? NRMA Car Loans can offer just that. We can make your dream vehicle a reality. Plus, if you're an NRMA Member, you'll automatically receive a further 1% off* your applicable loan rate.

Use the NRMA Car Loans calculator to work out your car loan repayment.

The NRMA Car Loans Advantage:

  • Low fixed interest rates with terms of up to 7 years
  • No monthly fees
  • Flexible repayment options
  • Five hour pre-approvals
  • Funds available the next day
  • Quick, easy and friendly customer service
  • Funding available for new and used cars as well as Motorcycles, Caravans and Motorhomes

Want an extra 1% off* your loan rate? Become an NRMA Member online today and save 1% off the applicable interest rate.

For more information please call 1300 732 398 or


Want to find out more or need help? Read our Frequently Asked Questions or check out one of our guides below for tips and advice when purchasing a new or used vehicle. Our NRMA Car Loans glossary will also help you understand any loan terminology to assist you in making this important purchase decision.

Prefer to speak to an expert? Call us on 1300 732 398 for NRMA Car Loans advice and to check your loan eligibility.

*Conditions, fees and charges apply. The promotional new car loan rate is for loans greater than $15,000 for new car loans only, for applicants that own a property. Member discount does not apply to the promotional new car loan interest rate. ^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488. Disclaimer: NRMA Car Loans products are provided by R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trade mark used under licence from IAG, owner of the trade mark for financial services.