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NRMA Car Loans

There's nothing quite like the thrill of buying a car. Whether it's a flashy brand new model with all the bells and whistles, or a pre-loved run-around to get you from A to B, NRMA understands that unique feeling when you get behind the wheel of your car for the first time.

The biggest challenge, of course, is financing this big buy. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for. And with the NRMA Loan Satisfaction Guarantee you can be confident you're getting a great deal.

NRMA Car Loans offer all this and more. You can make financing your dream vehicle a reality with the NRMA Car Loans Advantage:
  • Quick and easy application process
  • Low fixed-interest rates with terms of up to 7 years
  • Loan satisfaction guarantee
  • No monthly fees and flexible repayment options
  • No obligation quotes and pre-approvals within five hours
  • Borrow as little as $5,000
  • Funds available the next day
  • We refinance existing car loans, saving you money with our competitive rates
  • Funding available for new and used cars as well as motorcycles, caravans and motorhomes

Know the price of the vehicle you want? Try our NRMA Car Loans calculator to work out your estimated car loan repayments.

For more information call 1300 732 398 or

NRMA Members could save 1%* on loan rates. Ask us how! Not a Member? Join today.


See why NRMA Car Loans is right for you.



Important information about the comparison rate

*Conditions, fees and charges apply. The promotional rate is for loans greater than $15,000 for new cars only, and the applicant must meet asset requirements. Member discount does not apply to the promotional new car loan interest rate. ^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees or charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488. Disclaimer: NRMA Car Loans products are provided by RACV Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services.
For more information please call 1300 732 398 or Apply now
Customer reviews
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Car buying advice
At NRMA, we’re here to help. The following are some helpful tips on what to look out for when shopping around for a new or used car, prior to making your final decision.
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Car reviews
Thinking of buying a new car? We have over 1000 reviews and our car reviews are designed to help you to make a smart purchase.
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Exclusive offers
See our latest exclusive offers.
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Satisfaction guarantee
At NRMA we are so confident you are getting a great deal on your personal loan we are offering a 21 day 'Loan Satisfaction Guarantee'.
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Interest rates
List of fees which may be incurred through the term of the loans. Please bear mind some may not be applicable to you. 
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