Car loans for new and used cars

There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

Why go with NRMA car loans?

Our new car loans cover cars up to 2 years old at just 5.69%* p.a (Comparison rate 6.39%^ p.a)
Quick application process and no monthly fees
Finance available for new and used cars as well as motorcycles, caravans and motorhomes
Low fixed interest rates with terms of up to seven years

Know the price of the vehicle you want? Use our car loans calculator to work out your estimated loan repayments.

Looking to buy a new car?

Get a loan from a name you can trust

Apply now Call 1300 732 398

Loan calculator^^

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Apply now

^^Repayment value and rate displayed here is an example only. Call us for a confirmed quote 1300 732 398.

Loans we offer

New car loans

Whether you're looking to buy your first car or you're in the market for a new model, NRMA car loans could make owning your dream car a reality

Used car loans

Looking to buy a used car? NRMA car loans can help you get one step closer to owning your dream pre-loved car with competitive rates.

Motorcycle loans

Looking to purchase a new or used motorcycle? The NRMA car loan advantage can help you turn your motorcycle dream into a reality.

Caravan loans

Looking to buy a caravan for your next family holiday? Start with NRMA car loans and enjoy the freedom and flexibility of owning your own caravan.

Motorhome loans

Want to own your own motorhome? With NRMA car loans, you can own your home away from home and explore the great outdoors in style

Loans refinance

Whether you're looking to buy your first car or you're in the market for a new model, NRMA car loans could make owning your dream car a reality

How can we help?

Car loans FAQs

Your questions answered about car loans, motor vehicle finance interest rates, car loan repayments and more

Car loans calculator

Know the price of the vehicle you want? Use the NRMA car loans calculator below to work out your estimated loan repayments

How to apply

Looking for a car loan? Applying for a car loan with the NRMA is easy with this 10 minute guided application form

Make a car loans enquiry

Enquire about the available vehicle loans options that best meet your needs with NRMA car loans

Important information about the comparison rate

*Note = conditions, fees and charges apply. Rates subject to change without notice. Dispute resolution.

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488. Disclaimer: NRMA Car Loans products are provided by RACV Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services. As of March 2020, NRMA Car Loans has a Google Business rating of 4.8 stars from 33 reviews.