1. Cars and Driving
  2. Buying a Car

Car loans

NRMA Members could 
save 1%* on loan rates

Apply now or  1300 732 398

There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for. And with the NRMA Loan Satisfaction Guarantee you can be confident you're getting a great deal.

Car loans offer all this and more:

  • Quick and easy application process

  • Low fixed interest rates with terms of up to seven years

  • Loan satisfaction guarantee

  • No monthly fees

  • Flexible payment terms options

  • No obligation quote

  • Pre-approval within five business hours

  • Borrow as little as $5000

  • Funds available the next day

  • We refinance existing car loans

  • Funding available for new and used cars as well as motorcycles, caravans, motorhomes and boats

  • NRMA offers a 21 day loan satisfaction guarantee

  • If you’re an existing NRMA Member, you may be eligible for discounts and savings on your loan

Know the price of the vehicle you want? Use our car loans calculator to work out your estimated loan repayments.

Loan calculator*

Monthly Repayments
$0
Total Repayments
$0
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* Repayment value displayed here is an example only. Rates are correct as at June 2017. Call us for a confirmed quote 1300 732 398.

Loans we offer

New Car Loans from the NRMA

New car loans

Whether you're looking to buy your first car or you're in the market for a new model, NRMA car loans could make owning your dream car a reality

NRMA used car loans

Used car loans

Looking to buy a used car? NRMA car loans can help you get one step closer to owning your dream pre-loved car with competitive rates.

Motorcycle loans

Motorcycle loans

Looking to purchase a new or used motorcycle? The NRMA car loan advantage can help you turn your motorcycle dream into a reality.

boat loans

Boat loans

NRMA offers more than car loans. If you are looking to purchase a new or used boat, the NRMA help turn your nautical dream into a reality.

caravan loans

Caravan loans

Looking to buy a caravan for your next family holiday? Start with NRMA car loans and enjoy the freedom and flexibility of owning your own caravan.

Motorhome Loans

Motorhome loans

Want to own your own motorhome? With NRMA car loans, you can own your home away from home and explore the great outdoors in style

How can we help?

car loans FAQs

Car loans FAQs

Your questions answered about car loans, motor vehicle finance interest rates, car loan repayments and more

car loan application

How to apply

Looking for a car loan? Applying for a car loan with the NRMA is easy with this 10 minute guided application form

business-meeting

Make a car loans enquiry

Enquire about the available vehicle loans options that best meet your needs with NRMA car loans

Choosing the right car loan

Choosing a car loan that's right for you

From deciding on a budget or buying a new or used car there are a few things to consider when searching for the right car loan.

Looking to buy a new car?

NRMA Members could save 1%* on loan rates. Ask us how today

Apply now or  1300 732 398


Members could save 1%* on loan rates. Ask us how. Not a Member? Join today.

Important information about the comparison rate

*Note = conditions, fees and charges apply. The promotional rate of 6.99% is for loans greater than $15,000 for new cars only, and the applicant must meet asset requirements. Member discount does not apply to the promotional new car loan interest rate. 

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees or charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan.