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Carma

A better way to buy and sell used cars

Carma is our preferred used car dealership, giving members a safer, simpler way to buy or sell. With exclusive benefits for My NRMA Rewards members.

Buy a car
Sell your car
Carma buy and sell cars

Buying or selling a car should be a smooth experience, not a source of stress. Whether you’re busy scouring the internet and meeting strangers, worried about being ripped off or buying a lemon, we hear you and we get it.

That’s why Carma is our preferred used car dealership. Carma is one of Australia’s leading online car destinations, making it easy to buy or sell pre-owned cars. Every car they sell goes through a rigorous inspection, reconditioning and quality assurance process that we’ve certified. Giving you the peace of mind that you’re in good hands.

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Not a member?

Join My NRMA Rewards to unlock exclusive member discounts.
Join today

Exclusive Carma benefits with My NRMA Rewards*

How to redeem?

Choose between buying and selling to access your unique promo code that unlocks your exclusive benefits. Not ready yet? Learn more about Carma.

Buy a car
Sell your car

Frequently asked questions

Buying a car

How do I find the My NRMA Rewards promo code to use when buying a Carma car?
From the My NRMA Rewards app or website, retrieve your promo code from your account, and enter it at checkout on Carma's website.
What discounts or benefits do I get when I buy as a My NRMA Rewards member?
Enjoy 5 additional days of Carma’s money-back guarantee totalling 12 full days, a bonus 3 months of Carma Coverage OR 5% off Carma Extended Coverage, and 5% off introducer financing fees.
What is the 'bonus 3 months of Carma Coverage'?
Carma Coverage is a free 3-month mechanical protection plan that begins after the 3-month statutory warranty ends. It covers parts and repairs in line with the original manufacturer’s new vehicle warranty, with a $5,000 per claim limit and total coverage up to the vehicle’s purchase price.
What are the inclusions and limitations in the three months of bonus Carma Coverage?
Carma Coverage is designed to cover many major mechanical and electrical components that aren’t typically included in standard statutory warranties. However, general wear and tear items (like tyres, brake pads, and windscreen wipers), cosmetic damage, and misuse are not covered. For full details of inclusions and limitations, read the T’s and C’s here.
If I've purchased Carma Extended Coverage using the My NRMA Rewards promo code, do I still get the bonus three months free?
Carma Extended Coverage is an upgrade from Carma Coverage and a more comprehensive product that provides additional benefits such as Premium mechanical protection, nationwide roadside assist, ability to claim up to the purchase price of the vehicle (up to $5,000 per claim) along with coverage from the end of manufacturer's warranty period.
Can I use the My NRMA Rewards promo code on any car?
Yes, the offer applies to all cars listed on Carma’s website unless otherwise stated.
What if I forget the My NRMA Rewards promo code during checkout, can I apply this afterwards?
Yes! Carma's friendly team can assist and apply the NRMA promo code on your behalf once you've placed a deposit. This needs to be done prior to delivery or collection.

Selling a car

How do I set up cashback to receive my $50 cashback?
You must have cashback set up to ensure that you are eligible to receive the $50 cashback benefit. Cashback must be set up before you sell your vehicle to Carma via the NRMA. View the following link to receive more information on how to set-up cashback.
How do I redeem my My NRMA Rewards promo code when selling a car?
From the My NRMA Rewards app or website, retrieve your promo code from your account, and enter it on the final step of Carma’s “Sell Your Car” form.
How soon can I see the $50 cashback within My NRMA Rewards account?
This is managed via NRMA and can take up to 6 weeks to be visible within your account following the successful sale of your vehicle to Carma.

Trading in a car

What kind of benefits do I get when I sell my car as a My NRMA Rewards member?
You can choose between a $50 cashback in your My NRMA app, or enjoy $100 off your next Carma purchase after selling your car.
If I trade in my car, do I still get all the My NRMA member benefits?
You'll only receive the buying benefits. As part of your trade-in, you can apply your My NRMA member benefits code at checkout when buying. However, trade-in customers are not eligible for the $50 cash back or the $100 discount offered to sell-to customers, those rewards apply only when selling your car directly to Carma without purchasing at the same time.

Promo code & support

Where do I get the My NRMA Rewards promo code when either buying or selling a vehicle?
You can access your unique code by visiting Carma via the My NRMA Rewards app or website. It will be shown on a confirmation screen. Get your unique code for buying a car or selling a car.
What if the My NRMA Rewards promo code for buying or selling a vehicle isn't working?
Double-check that it’s been entered correctly. If issues persist, reach out to a friendly customer service team member on [email protected] or 02 8319 3210.
Can I use the My NRMA Rewards promo code more than once?
Promo codes are single-use per transaction and member, and cannot be combined with other offers unless otherwise specified.
What is the partnership between Carma and My NRMA Rewards?
Carma is the preferred used car dealership of the NRMA, and the only one recommended to its members for buying and selling cars. As part of the partnership, the NRMA has formally endorsed Carma's inspection, reconditioning, and quality assurance processes. These are reviewed onsite by an NRMA Field Team Manager on a quarterly basis to ensure continued compliance with their high standards. Carma is also a My NRMA Rewards partner, offering their members access to exclusive rewards and benefits when they buy or sell with Carma.
What is My NRMA Rewards?
My NRMA Rewards is a membership product provided by NRMA that rewards its members with thousands of partner benefits and exclusive perks. Some examples savings on things like fuel, dining and groceries.

Terms and conditions

Terms and conditions

*View full terms and conditions here.

#Approved applicants only. Finance not provided by Carma and is subject to each financier’s terms and conditions. Credit criteria, fees, charges and terms and conditions apply.

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