The coronavirus (COVID-19) may have impacted your travel plans. We advise anyone planning to travel to check smarttraveller.gov.au for the latest advice and updates, or to contact the travel tour provider.
NRMA Domestic Travel Insurance
21-day cooling-off period
You may cancel your policy and receive a full refund of the premium paid as long as you do not wish to make a claim or you haven't departed on your journey.
Cancellation and curtailment
If your journey is interrupted or changed, benefits include cover for amendment costs, travel delay and resumption of journey.
Lost luggage and personal items
Receive cover for lost and delayed luggage and personal effects such as phone, camera and laptop computers.
What does NRMA Domestic Travel Insurance cover?
With Domestic Comprehensive and Domestic Cancellation plans, you can receive cover when travelling if something unexpected occurs such as becoming injured, requiring you to rearrange your trip.
If you're a regular traveller
If you frequently travel Australia, a domestic multi-trip policy can save time and money.
The Domestic Multi-trip Policy from NRMA Insurance* can provide cover for a whole year to travel throughout Australia if travelling more than 250km away from home. For distances less than this, you must spend at least one night in paid accommodation. There are maximum duration options per trip of 15 or 30 days. The shorter the trips, the cheaper your policy may be.
Frequently asked questions
What is travel insurance?
How much is travel insurance?
How can I lower the cost of my travel insurance?
Why is it worth considering travel insurance for trips in Australia?
How long does travel insurance last?
What is a travel insurance excess?
What is my excess for the Domestic Plan?
Does travel insurance cover loss of income?
Can I get travel insurance when pregnant?
Yes, you can get travel insurance when pregnant, but there are restrictions around this and cover is limited. Cover is only provided for serious, unexpected pregnancy complications that occur up until the 24th week of pregnancy i.e. up to 23 weeks, 6 days.
If you know you are pregnant at the time of purchasing a policy, you will need to apply for cover of your pregnancy if:
- there have been complications with this pregnancy or a previous pregnancy;
- you have a multiple pregnancy e.g. twins or triplets; or
- the conception was medically assisted e.g. using assisted fertility treatment including hormone therapies or IVF
- there is no cover for childbirth or costs relating to the health or care of a newborn child are not covered, irrespective of the stage of pregnancy when the child is born.
What activities are included in the cover?
Domestic travel insurance plans with NRMA Insurance* automatically cover a comprehensive list of activities to cater for a wide range of travellers. Activities include:
- Bungy jumping
- Flying fox
- Horse riding
- Jet boating
- Jet skiing
- White water rafting
- Working holidays
If you wish to be covered for a different activity such as snow skiing, snowboarding and snowmobiling, an extra premium must be paid.
On an Annual Multi-Trip policy, do I need to be a certain distance from home to be covered?
Terms and conditions
All information was correct at the time of writing but may change without notice.