Car loans calculator

Know the price of the vehicle you want? Use the NRMA car loans calculator below to work out your estimated loan repayments.

Loan calculator^^

Monthly repayments
Total repayments
^^Repayment value and rate displayed here is an example only. Call us for a confirmed quote 1300 732 398.

We’re one of Australia’s most trusted organisations who knows a thing or two about motoring. We’ve been there for it all, helping Aussies transition from horse and cart to automobile over 100 years ago, and now guiding motorists as we move towards an electric future. We’re the go-to for all kinds of tips, tricks, information and services that you might need at each stage of car ownership. From purchasing a new or used car, sorting out the finance, getting it checked, organising a service, general upkeep, and everything in between. Whether you’re after a motorcycle, car, caravan or motorhome, there’s a lot of excitement that comes with the purchase process, but it can be a little stressful too. So, we’re here to make it as smooth as possible and help you on every step of your journey. Here are a few things we can guarantee.

  • Quick, easy and friendly customer service
  • Flexible repayment options
  • No monthly fees
  • Funds are available the next day
  • Low interest rates with terms up to 7 years

Looking to buy a new car?

NRMA Members could save 1%* on loan rates. Ask us how today.

Important information about the comparison rate

*Note = conditions, fees and charges apply. Rates subject to change without notice.

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488.

Disclaimer: NRMA Car Loans products are provided by RACV Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services. Personal and credit information is handled by RACV Finance Ltd as set out in the Privacy Charter (which includes the Credit Reporting Policy) and the Privacy Notice and Statement of Notifiable Matters. Information about how to raise a complaint is available here.

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a loan product.

Target Market Determination Secured Personal Loan | Target Market Determination Unsecured Personal Loan

Looking for car finance for your next set of wheels? Whether it's a used vehicle that you've got your eye on, we can offer you a competitive personal car loan, and NRMA Members get up to 1% off the rate. 

We can also help you with finance for motorbikescaravansmotorhomes and even boats. And with our quick application process and pre-approval within 5 business hours, you can get moving your way fast.

If you are looking at a used vehicle, it's best to make sure that you're getting what you pay for. If you're an NRMA Member, you can save 20% on CarHistory reports, and also enjoy discounts on vehicle inspections. We have over hundreds of car reviews and helpful resources designed to help you to make a smart purchase. Find the car review you need, we go over new and used models with a fine tooth comb, so make sure you read our car reviews first.