Used car loans

NRMA used car loans
or

Used car loan rates from a low 8.49% p.a.*
(Comparison rate 9.21% p.a.^)

NRMA used car loans can help you get one step closer to owning your dream pre-loved car. Getting the right car finance that suits you and your needs is important, so check out the NRMA Car Loans advantage and see why a car loan from NRMA could suit you. Use our finance calculator to work out your estimated car loan repayment.

Why go with NRMA Car Loans?

  • Quick, easy and friendly customer service expert – our courteous customer service team will answer any questions you have and make your loan application process as smooth and stress free as possible.
  • Low fixed interest rates with terms up to 7 years – our competitive low fixed rates with flexible terms will help keep your repayments low and affordable.
  • No monthly fees – there are no hidden or additional monthly account-keeping fees.
  • Flexible repayment options – repay your loan as it suits you - fortnightly or monthly. You can also make extra repayments at any time.
  • Funds available the next day – once we have sorted out the paperwork, your funds will be available by the next working day.

 

Apply for a car loan

Apply online Manage my loan

Existing customers can view their account details and transaction history.

My NRMA members get perks on car loans

Member best price
Members best price**
Take advantage of a 1% discount on your car loan rate

Why choose the NRMA Car Loans?

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Low fixed interest rates

Keep your repayments low and affordable with flexible terms

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Quick online application

Submit your application online in just 20 minutes

No hidden fees
No monthly fees

No hidden or additional ongoing account keeping fees

Loan repayments calculator^^

Monthly repayments
$0
Total repayments
$0
^^Repayment value and rate displayed here is an example only. Call us for a confirmed quote 1300 732 398.
Important information about the comparison rate

*Note = conditions, fees and charges apply. Rates subject to change without notice.

**NRMA members receive 1% p.a. discount off their loan rate only. Member discount does not apply to the new car special rate. Member best price terms and conditions apply.

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488.

Disclaimer: NRMA Car Loans products are provided by R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services. Personal and credit information is handled by R.A.C.V. Finance Ltd as set out in the Privacy Charter (which includes the Credit Reporting Policy) and the Privacy Notice and Statement of Notifiable Matters. Information about how to raise a complaint is available here.

If you take out a car loan from R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans, R.A.C.V. Finance Ltd will pay National Roads and Motorists’ Association Limited (ACN 000 010 506) a commission. The commission consists of a fee when you first take out the car loan and a trail commission during the life of your loan. Both the upfront fee and the trail commission are calculated as a percentage of your loan balance.

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a loan product.

Target Market Determination Secured Personal Loan | Target Market Determination Unsecured Personal Loan