New car loans

New car loan

New car loan rates from a low 7.29% p.a.*
(Comparison rate 8.00% p.a.^)

We can help you own your new car. Getting the right car finance is important, so check out the NRMA Car Loans advantage and see why an NRMA Car Loan could suit you.

The NRMA Car Loans advantage:

  • Quick, easy and friendly customer service – our customer service team will answer all your questions and make your application process as smooth as possible
  • Low fixed-interest rates with terms up to 7 years – our competitive low fixed rates with flexible terms will keep your repayments low and affordable
  • No monthly fees – there are no hidden or additional monthly account-keeping fees
  • Flexible repayment options – repay your loan as it suits you - fortnightly or monthly. You can also make extra repayments at any time
  • Funds available the next day – once the paperwork is complete, your funds will be available by the next working day

Apply for a car loan

Apply online Manage my loan

Existing customers can view their account details and transaction history.

Why choose the NRMA for a car loan?

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Low fixed interest rates

Keep your repayments low and affordable with flexible terms

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Quick online application

Submit your application online in just 20 minutes

No hidden fees
No monthly fees

No hidden or additional ongoing account keeping fees

Loan repayments calculator^^

Monthly repayments
$0
Total repayments
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^^Repayment value and rate displayed here is an example only. Call us for a confirmed quote 1300 732 398.
Protection for your loan repayments

*Note = conditions, fees and charges apply. Rates subject to change without notice.

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488.  

Disclaimer: NRMA Car Loans products are provided by R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services. Personal and credit information is handled by R.A.C.V. Finance Ltd as set out in the Privacy Charter (which includes the Credit Reporting Policy) and the Privacy Notice and Statement of Notifiable Matters. Information about how to raise a complaint is available here.

If you take out a car loan from R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans, R.A.C.V. Finance Ltd will pay National Roads and Motorists’ Association Limited (ACN 000 010 506) a commission. The commission consists of a fee when you first take out the car loan and a trail commission during the life of your loan. Both the upfront fee and the trail commission are calculated as a percentage of your loan balance.

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a loan product.

Target Market Determination Secured Personal Loan | Target Market Determination Unsecured Personal Loan