1. Cars and Driving
  2. Buying a car
  3. Car loans
  4. Types

New car loans

NRMA car loans

New car loan rates
from a low 4.99%*

Apply now Call 1300 601 951

NRMA car loans can help you own your new car. Getting the right car finance is important, so check out the NRMA car loans advantage and see why an NRMA car loan could suit you.

Try our car loans calculator to work out your estimated car loan repayments.

The NRMA car loans advantage:

  • Quick, easy and friendly customer service – our customer service team will answer all your questions and make your application process as smooth as possible
  • Low fixed-interest rates with terms up to 7 years – our competitive low fixed rates with flexible terms will keep your repayments low and affordable
  • No monthly fees – there are no hidden or additional monthly account-keeping fees
  • Flexible repayment options – repay your loan as it suits you - fortnightly or monthly. You can also make extra repayments at any time
  • Funds available the next day – once the paperwork is complete, your funds will be available by the next working day

Turn your dream car into a reality

Our quick and easy online application is 100% secure

Apply now Call 1300 601 951

Protection for your loan repayments

We know circumstances can change over time. Credit Protection Insurance can cover your car loan repayments if you become ill, are in an accident or lose your job. Ask about Credit Protection Insurance when taking out your loan.

*Note = conditions, fees and charges apply. Rates subject to change without notice.

^Comparison rate is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488.  

Disclaimer: NRMA Car Loans products are provided by RACV Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans. NRMA trademark used under licence from IAG, owner of the trademark for financial services. Personal and credit information is handled by RACV Finance Ltd as set out in the Privacy Charter (which includes the Credit Reporting Policy) and the Privacy Notice and Statement of Notifiable Matters. Information about how to raise a complaint is available here.

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a loan product.

Target Market Determination Secured Personal Loan | Target Market Determination Unsecured Personal Loan